NETLIQUIDITY

PRIVACY POLICY

Last updated: April 1, 2026

1. INFORMATION WE COLLECT

Account data: When you sign up, we collect your email address and an encrypted password. We do not collect your name, phone number, or physical address.

Payment data: Payments are processed by Stripe. We do not store credit card numbers. Stripe may collect billing details per their privacy policy.

Portfolio data: If you use the Portfolio Decision Engine, we store the tickers and dollar amounts you enter. This data is tied to your account and not shared.

Usage data: We may collect anonymous analytics on page views and feature usage to improve the Service.

2. HOW WE USE YOUR DATA

We use your data to: (a) provide and maintain the Service; (b) send daily or weekly email briefs you have opted into; (c) process payments and manage subscriptions; (d) improve the Service based on aggregate usage patterns. We do not sell your data to third parties.

3. THIRD-PARTY SERVICES

We use the following third-party services that may process your data:

  • Supabase - authentication and database hosting
  • Stripe - payment processing
  • Resend - transactional and brief emails
  • Vercel - application hosting

Each provider operates under their own privacy policy.

4. COOKIES

We use a session cookie (“nl-session”) to keep you logged in. This is an httpOnly, secure cookie. We do not use tracking cookies or third-party advertising cookies.

5. DATA RETENTION

We retain your account data for as long as your account is active. If you delete your account, we will remove your personal data within 30 days. Anonymized, aggregate data may be retained indefinitely.

6. YOUR RIGHTS

You may: (a) access the data we hold about you; (b) request correction of inaccurate data; (c) request deletion of your account and data; (d) unsubscribe from emails at any time. To exercise these rights, email us at the address below.

7. SECURITY

We use industry-standard security measures including encrypted passwords, HTTPS, httpOnly cookies, row-level database security, and webhook signature verification. No system is 100% secure, and we cannot guarantee absolute security.

8. CHANGES TO THIS POLICY

We may update this Privacy Policy from time to time. We will notify registered users of material changes via email.

9. CONTACT

Questions about your privacy? Email us at team.netliquidity@gmail.com.